While many companies have turned to self-insurance to manage their insurance costs, other options can provide far better benefits. Captive insurance is an alternative that allows businesses to control the ever-changing and unpredictable costs imposed by traditional insurance providers.
Alternative Risk Resources has helped companies throughout the United States connect with captives that not only lower costs, but deliver return of both investment income and unused premium in workers compensation, general liability, and automobile coverages.
Please join us for a series of online informational webinars conducted by risk control professionals and designed to reinforce a culture of safety. Programs are offered at 10am and 2pm Central Time, run 45 minutes to an hour, and include time for Q&A. Registration is required. For more information or to sign up for a webinar email info@altriskresources.com or call 262-754-9100.
June 2, 2009 – Fleet Safety for Non-DOT Fleets
July 7, 2009 – Accident/Near Miss/Incident Investigation
August 4, 2009 – Fall Prevention
Sept 8, 2009 – Industrial Hygiene 101
Oct 6, 2009 – Hazard Communication
Nov 3, 2009 – Cold Weather Safety
Dec 1, 2009 – Lockout/Tagout
According to a first quarter survey released April 20 by the National Association for Business Economics (NABE), the U.S. economic recession may be bottoming out. "While key indicators -- industry demand, employment, capital spending, and profitability -- are still declining, the breadth of decline is narrowing," said Sara Johnson, an analyst on the survey and an economist at ISH Global Insight. "Declines still outnumber gains, but fewer firms are reporting declines and more are reporting gains. This suggests that the economy is at an inflection point but has not yet reached a turning point."
The survey revealed that the number of businesses reporting rising demand for their products rose to 27% in the first quarter, from 20% in January. Additionally, more firms were showing less trepidation about capital spending. In January, no firm surveyed planned to increase capital spending by more than 10% over the next 12 months; this quarter, 6% of firms expected to raise capital spending by more than 10% over the next year.
More good news was revealed in the most recent Gallup Consumer Mood Index, which provides a gauge of economic conditions and outlook. The index improved to minus 58 in mid-April, the best reading since early January 2008. In early March 2009, the reading was minus120. According to Gallup, recent economic data is creating cautious optimism about some recovery later this year.