Our Services

Alternative Risk Resources serves as Risk Manager for our clients, providing risk evaluation/analysis, contract review, risk financing, alternative loss funding, and non-traditional methods of dealing with risk. Our service to our clients includes the following facets and much more:

Review of Exposures

• Identify and analyze loss exposures
• Measure loss frequency and severity
• Develop the most economical model to deal with exposure to loss

Insurance Summary & Policy Review

• Executive summary and overview of all coverages
• Cost/benefit comparisons

Communication

• Regular scheduled contact with clients to ensure an understanding of their evolving needs
• Proactive advice to clients regarding insurance or law changes which might impact their business

Claims Review

• Monthly loss reports on all lines of coverage
• Regular review of open claims to ensure expedient closure and reduction of reserves charged to a client’s account

Safety & Loss Control

• Coordinate loss control activities with safety staff and risk control professionals
• Direct activities to prevent injury or death to employees as well as prevent loss or damage to corporate assets

Contract Document Review

• Review business contracts from a risk management perspective
• Determine risk transfer and/or risk assumption measures

Actuarial Services

• Cash flow and reserves analysis
• Loss projections and probability for loss forecasts and exposure trends

Committment & Involvement

• Motivated to provide clients with the most reliable, prompt service in the industry
• Familiar with our client’s changing needs in order to mutually develop and respond to their objectives